Scammer Gets Scammed!

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A scammer’s attempt to con a victim ended in he getting caught.

In a press conference organised by MCA Public Services and Complaints Department head Datuk Seri Michael Chong today, TF Chay, 55, said he received a text message on Christmas Day last year.

The message read: “Need quick cash? Having trouble getting loans from bank? We’re here to assist with all your financial need and emergency use? Reply ‘Y’ we will call you back.”

Thinking of taking a loan to have extra cash for Chinese New Year, Chay, a sales manager, responded to the message.

A man who introduced himself as senior financial service consultant Jordan Wong contacted Chay and offered him a personal loan.

“He called out my full identification card (IC) name and knew my previous loan details,” Chay said.

Wong also knew about Chay’s rejected loan application in February 2017.

“He said he can help me. He said my RM30,000 loan can go up to RM100,000. But I stuck to RM30,000 because I wouldn’t be able to afford to service a higher loan,” Chay said.

Wong claimed that Chay could apply for loans from 13 different local banks and asked him to provide all the necessary documents for the loan applications.

“He convinced me that my scoring was low and no good for approval. So he got me to pay RM1,000 as ‘under the table money’ to a bank officer,” Chay said.

He transferred RM1,000 to a local bank account under a Malay name on Dec 27.

By this time, he was having second thoughts about the loan and wondering if it was genuine.

To ease his doubts, Wong sent a photo of his IC and the staff card of the bank officer handling his loan application.

Chay later found out that those identification documents were of other individuals who were “completely innocent”.

“He told me my loan was approved already but I had to transfer RM2,450 in legal fees to him. He said after three days, the money would go into my bank account,” he said.

Getting suspicious, Chay went to the bank and discovered that there was no loan application under his name, following which he lodged a police report at the Cheras police station on Dec 28, 2017.

“I cooperated with police to fish out the scammer. So I told the guy (Wong) to come out and collect the money from me,” he said.

Plainclothes police officers followed Chay to the meeting and arrested the suspect on Dec 31, 2017.

“The modus operandi is they will call you and claim that they can get you a loan from the bank. They say you don’t have to worry if you’ve been blacklisted, they will get you the loan.


“The higher the loan, the more you will be asked to pay. They will ask you for legal fees, admin fees, and under-the-counter money for the bank officer,” Chong said.

He added that although this was an old scam, many people are still getting cheated.

“Please, when you want to apply for any loan, go personally to the bank. They will help you apply,” he said.

“If you’re blacklisted, don’t believe in paying under-the-counter money. Please apply through the proper channels,” he added.