Credit card payments were frequent but not always on time.
Credit card transactions show:
- RM1.3m retail spending in just two years, 2013 and 2014
- RM63,701 shopping on a single day in UK
- Wife’s luxury shopping around the world – RM20k in London, RM54k in Melbourne, RM130k in Hong Kong, Malaysia and Australia
- Purchases at high-end brands: RM55k Zegna London, RM20k Harrods London, RM4.5k Tod’s KLCC, RM10k Max Mara Melbourne, RM9k Giorgio Armani Melbourne, RM26k Burberry Hong Kong, RM9.5k – Louis Vuitton KL
Former minister Datuk Seri Ahmad Zahid Hamidi and his wife Datin Seri Hamidah Khamis had four credit cards with Ambank with a total combined spending limit of RM250,000, with such cards regularly used during November 2013 to January 2016 for shopping locally and overseas, including at luxury fashion outlets Louis Vuitton and Giorgio Armani, the High Court heard today.
Ambank’s senior vice president Yeoh Eng Leong confirmed that Zahid was the principal cardholder of AmIslamic Bank Visa Infinite Mastercard with the numbers ending 0344 and AmIslamic Bank World MasterCard ending 1095, since September 30, 2013, while Hamidah as Zahid’s wife was the supplementary cardholder of a Visa Infinite and World MasterCard issued by AmIslamic Bank both issued on November 1, 2013.
Testifying against Zahid in his corruption trial, Yeoh noted that the monthly credit card statements sent to Zahid at the Home Ministry’s Putrajaya headquarters for the period from November 2013 to January 2016 showed that “all or at least one of the cards were used actively for retail transactions both in Malaysia and overseas”.
“Card payments were frequent but not always on time. This has resulted in several late payment charges being imposed on the respective card,” said Yeoh, who is AmBank’s senior vice-president in charge of credit card authorisation and fraud control.
“To the extent of my knowledge and as per the bank records, the bank did not receive any dispute on the billing nor complaint of unauthorised transaction from the cardholders,” he added.
Yeoh today read out the details of Zahid’s credit card statements, including months where no spending or payments were recorded for Zahid’s credit cards but where Hamidah’s credit cards were used for shopping.
Yeoh started from December 2013’s credit card statement where Zahid’s Mastercard was recorded as having been used for retail payment totalling RM63,701.52 on one single day in the UK on December 23, 2013, including RM55,402.40 at Ermenegildo Zegna in London and RM7,043.29 at Harrods in London.
Also, in the December 2013 statement, a payment for RM247,802.28 was made by cheque for Hamidah’s Visa card, while her MasterCard was used for a RM1,289 purchase in Malaysia, Yeoh confirmed.
For January 2014’s credit card statement, Zahid’s Mastercard was recorded being used in Malaysia for a RM1,949.95 purchase at a Toys R Us outlet in Selangor with a cheque payment of RM63,701.52, Yeoh said.
Based on the January 2014 statement, Hamidah’s Visa card was used for RM20,761.81 in London’s Harrods on December 28, 2013 and RM4,570 at Tod’s in KLCC and RM1,656.40 at Lovely Lace in Putrajaya both in January 2014, while a payment of RM7,581.65 was made for her Mastercard.
For the February 2014 statement as read out by Yeoh, Zahid’s Mastercard recorded a payment of RM1,949.95, while Hamidah’s Visa card had RM5,753 retail transactions in Kuala Lumpur with a RM20,858.36 payment via cheque, while her Mastercard was used in Bangi for RM1,791.30 spending.
For March 2014, Zahid’s credit cards had no transactions recorded, while Hamidah’s Visa card was used for a total of RM54,843.18 spending in outlets in Melbourne, Australia, including RM10,066.77 at Max Mara and RM9,254.63 at Giorgio Armani and stores such as Myer as well as Wheel & Barrow, while RM9,769.60 under Hamidah’s Mastercard were spent in Melbourne, Australia and Malaysia including RM3,764.00 at Habib Jewels’ outlet in KLCC.
Yeoh also referred to the April 2014 statement showing a RM2,000 payment for Zahid’s Mastercard, while Hamidah’s Visa card was used for RM130,359.83 spending in Hong Kong, Malaysia and Australia, including RM26,893.33 at Burberry in Hong Kong and RM9,500 at a Louis Vuitton outlet in Starhill Gallery in Kuala Lumpur with a RM20,858.36 cheque payment was also recorded for this card and a RM600 cheque payment recorded for Hamidah’s other card.
Other monthly credit card statements for the May 2014 to July 2015 period referred to by Yeoh also showed Zahid’s own credit cards being used in places such as Kiev in Ukraine, UK, US, Milan in Italy, and Dubai in the UAE.
Yeoh also confirmed the records for May 2014-July 2015 of Hamidah’s supplementary credit cards being used for retail spending at places such as Vietnam, Australia, Dubai in the UAE, New York in the US, UK, Taiwan, Milan in Italy, Jakarta in Indonesia, and Seoul in South Korea. – MMO
Nov 21, Zahid’s Trial: Day Four
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Nov 19, Zahid’s Trial: Day Two